1. Introduction
Healthcare Associates Credit Union (“HACU,” “we,” “us,” or “our”) operates the website haculogin.org to provide secure online banking services to our members. This Privacy Policy explains how we collect, use, protect, and disclose your personal information when you use our services. By accessing haculogin.org, you agree to the terms outlined in this policy.

2. Information We Collect
We collect the following information to deliver and secure our services:

  • Personal Data: Name, physical address, email, phone number, Social Security Number, and account details.

  • Technical Data: IP address, device type, browser information, and usage patterns (via cookies and server logs).

  • Financial Data: Account balances, transaction history, and payment records.

3. How We Use Your Information
Your data is used exclusively for:

  • Processing transactions and providing banking services.

  • Verifying your identity and securing your account against fraud.

  • Improving website functionality and user experience.

  • Complying with legal obligations (e.g., anti-money laundering laws).

  • Sending service updates or promotional offers (with your explicit consent).

4. Data Protection Measures
We safeguard your information through:

  • Encryption: All data transfers use TLS 1.2+ encryption.

  • Access Controls: Strict internal protocols restrict employee access to your data.

  • Security Monitoring: Regular audits and real-time threat detection systems.

5. Third-Party Sharing
We do not sell your data. We may share information only when necessary with:

  • Trusted service providers (e.g., payment processors) essential to banking operations.

  • Regulatory bodies or law enforcement if legally required.

  • Affiliated partners for joint services, always with your prior consent.

6. Cookies and Tracking Technologies
We use cookies to:

  • Maintain secure login sessions.

  • Analyze aggregated site traffic (e.g., via Google Analytics).

  • You may disable cookies in your browser settings, though this may limit functionality.

7. Your Privacy Rights
Depending on your jurisdiction, you may:

  • Access, correct, or delete your personal data.

  • Opt out of marketing communications.

  • Request data portability in a machine-readable format.
    To exercise these rights, contact us at privacy@haculogin.org.

8. Data Retention Period
We retain your information:

  • While your HACU account remains active.

  • For legal, regulatory, or audit purposes after account closure.

9. Policy Updates
We may update this policy periodically. Changes will be posted on this page with a revised “Last Updated” date. Your continued use of haculogin.org signifies acceptance of these changes.